Expense and Budget Manager

Spendee is a money manager and budget planner that helps you to get your finances into better shape. Track your cash flow, understand your financial habits and make your spending stress–free.

9MTransactions per Month
3MDownloads
PSD2Licensed in Czechia
4.7★User Rating
The need

A pocket CFO that builds better money habits

The client aimed to create a mobile app centred around financial management and habit formation. The app strived to serve as a personalized pocket CFO, offering features such as budgeting, expense tracking, and income analysis. To encourage regular use, the app envisioned implementation of the Hook model, employing triggers and rewards to form lasting habits.

With premium features like automatic syncing and categorization of expenses, Spendee wanted to streamline the user experience through seamless integration with users' financial accounts.

An iPhone lying on a white wooden desk beside a laptop, an open orange notebook, a pen and a dotted cup, showing the Spendee Budgets screen — Food and Drink 80%, Home budget 13% and Shopping 107% progress bars
Budgets on iPhone — food & drink, home, shopping
Two Spendee insight cards on white: a coral Financial Health alert reading “Be careful, you're spending too much!” with a falling savings line chart, and a brown Insight card “Less Coffee last week?” with weekly coffee-spend bars and the latest week highlighted
Spending alerts — “Be careful, you're spending too much!”
The challenge

Make premium worth it — and habits stick

Spendee approached us with a compelling challenge: to create a mobile app that not only revolutionizes financial management but also integrates habit-forming features using the Hook model. The goal was to shape users' financial behaviours positively and establish a lasting relationship with their finances. In addition, Spendee envisioned premium features like automatic syncing and expense categorization, aiming to enhance the user experience through seamless integration with their financial accounts. The challenge was to position these premium functionalities as irresistible incentives for users to upgrade to the premium version.

Our mission was to overcome these challenges and solidify Spendee's position as the go-to financial assistant, tailored for the global citizen with support for multiple currencies, budget sharing, and practical insights into their financial situation.

The Spendee web dashboard on light grey: wallet cards (Current and Saving Account, Trip to London, Traveling Asia), a Total Balance line chart, a Period Expense donut with Food and drink, Personal, Shopping, Power and energy and House rows, a Places map of Prague with transactions, and People and Total Changes bar charts
Web dashboard — budgets, categories, map
The Cleevio solution

Habit design, multi-currency, and insights instead of numbers

Revolutionizing habits through the implementation of the Hook Model, Spendee adeptly employs the principles of Habit Design psychology to shape users' preferences, attitudes, and behaviours, fostering an improved and more positive relationship with their finances.

Tailored for the global citizen, Spendee goes beyond borders with support for multiple currencies, budget-sharing features, spending alerts, and bill reminder notifications positioning itself as the preferred financial assistant for those with diverse lifestyles and travel inclinations.

Continuously evolving, Spendee ensures that users have fresh insights into their financial situation, presented in a clear context rather than mere numbers. Serving as a practical and insightful personal CFO - Spendee transforms raw financial data into actionable intelligence, utilizing charts and historical or predictive trend analysis to provide users with insights for informed decision-making.

After a couple of years of development, Spendee has become a recognized player in the FinTech market, winning awards and consistently featuring in the App Store and Google Play.

Three stacked Spendee account cards on mint: an HSBC Account with 1,847.19 USD, a Barclays Saving Account with 5,620.48 GBP and a Cash Wallet with 17.56 EUR shared by two people
Connected accounts — HSBC, Barclays, cash wallet
A black iPhone on Spendee green showing 26 857 € Total Wealth with a six-month trend line, a Spending Overview button and the N26 Account, Cash Wallet and Revolut Account rows
Total wealth with N26, cash and Revolut accounts
The Spendee web dashboard on light grey: Current and Saving Account, Trip to London and Traveling Asia wallets, a Total Balance line chart, Period Transfers, a Period Expense donut with Food and drink, Personal, Shopping, Power and energy and House rows, a Places map of Prague with transactions, and People and Total Changes bar charts
Web dashboard — wallets, categories, places
"they did it with us"David Nevečeřal · CEO, Spendee

Spendee started as a spin-off project from Cleevio. They built a solid foundation that allows us to keep improving Spendee for users around the world. When it comes to building businesses and companies, they are the experts — they did it with us.

David NevečeřalCEO, Spendee
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Awards & recognition

Built to stand out.

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Clutch Global Fall 2023Clutch Global Spring 2024Clutch Global Fall 2024Clutch Top Web3 Development — Czech Republic 2024
Deloitte Technology Fast 50 — 2023 Central EuropeDeloitte Technology Fast 50 — Czech RepublicDeloitte Technology Fast 500 — 2023 EMEA
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